Retirement accounts
Traditional IRAs, Roth IRAs, Roth conversion strategies, and rollover guidance when you are changing jobs or bringing old accounts together.
Ash Creek Financial Advisors
Talk with a local advisor about retirement, investments, and insurance.
Based in Arizona, Ash Creek serves 20+ states across the country. Share your email or phone number and the team will get back to you.
Ask for a call back
Home office hours: Monday-Friday, 9:00am-5:00pm.
Plan. Invest. Protect.
Advice from people you can actually reach.
Ash Creek has deep Arizona roots and works with families, professionals, and public employees across the country.
Services
Clear help for common financial decisions.
Start with the question in front of you. Ash Creek can help you understand the options and decide what makes sense for your situation.
401(k) guidance
Help reviewing a current plan, starting a new one, or understanding how your workplace retirement plan fits into the bigger picture.
College savings
529 plans and UTMA/UGMA accounts for families planning ahead for education and early financial milestones.
Insurance and income planning
Life insurance and annuity guidance focused on protection, income, and whether the product actually fits your needs.
Alternative Investments
Alternative investment guidance for accredited and non-accredited investors who want to understand where these options may fit.
Tax-aware strategies
Planning conversations that consider taxes, account types, income timing, and the long-term impact of financial decisions.
Social Security and Pension Guidance
Break-even analysis and income bridge calculations to help structure customized timing for Social Security, pension elections, and retirement income.
Second opinions
A no-cost investment audit focused on cost, efficiency, and whether your current strategy still fits what you need.
Advisors
The Ash Creek advisor team.
Meet the advisors who serve clients from Ash Creek offices across Arizona.
Phillip began his career in financial services in early 2000 and has a passion for educating people about money and how money can work for them. He was born in Flagstaff, Arizona, and now has five children with his wife, Kristy.
Bruce brings more than 20 years of finance industry experience, including 12+ years as a fiduciary fee-only advisor. He focuses on complex financial challenges, customized investment strategies, and long-term client partnerships, while also teaching and mentoring other advisors.
Contact Ash Creek to connect with Craig Connolly.
Daniel brings over a decade of experience helping clients navigate retirement planning and wealth management with clarity and confidence. He holds a Bachelor of Science in Finance from New England College of Business and an MBA from Cambridge College.
Contact Ash Creek to connect with Randy Barnes.
Derek Kartchner
Financial Advisor
Derek is a Financial Advisor based in Safford, Arizona, with more than 20 years of insurance industry experience. He earned his undergraduate degree in Business from Northern Arizona University and his MBA from Florida State University, bringing a practical, relationship-centered perspective to financial guidance.
Research financial professionals through FINRA
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Support staff
Tracy Brown
A.J. Sherrow
Core values
The values Ash Creek works by.
Our clients first
We place our clients' needs above all else. Our clients place a high level of trust in us, and we do not take this lightly.
Add value
Our job is to Add Value EVERY TIME; whether they need our services or not.
Demonstrate integrity
We strive to act with complete and unconditional honesty, with principles of sound ethics and with proper alignment of priorities. We take our Fiduciary Responsibility very seriously.
Adapt to change
We believe that for everyone involved to be successful, we must be willing and able to adapt quickly and efficiently to change. We do not shun change; we welcome it.
Achieve balance
We value and expect hard work at every level from ourselves, yet we believe that work is not our greatest purpose in life. We place a higher value on God, family, giving back and making a positive impact in society and in our client's lives.
Offices
Call or visit an Ash Creek office.
For new questions, call the office or ask for a call back.
Home Office
Phillip Palmer, Bruce Bryce, Daniel Morris
(928) 792-2098
326 South Reay Ln. Suite 100, Thatcher, AZ 85552
Phoenix Area Office
Craig Connolly
480-202-0616
770 E Sun Valley Farms Ln, San Tan Valley, AZ 85140
Tucson Office
Randall Barnes
(520) 471-3747
1802 S Carthage Place, Tucson, AZ 85748